Terms of use

1. What this site is

Sendy-Wave is an early-stage technology initiative operated by Russell Boyd in California, United States. This website publishes a software architectural specification and an illustrative browser-based model for informational and evaluation purposes.

2. No financial service

Sendy-Wave is not a bank, payment institution, electronic money institution, money transmitter, trust company, or licensed escrow agent, and holds no authorisation from any financial regulator. It does not hold customer funds, does not execute payments, and does not provide escrow, custody, settlement, or any other regulated financial service.

3. Nothing here is advice or an offer

The content of this site is informational. It is not financial, legal, tax, accounting or investment advice, and it is not an offer or solicitation to buy or sell anything, nor an invitation to invest.

4. The interactive model

The model on the home page is a simulation. All contract references, parties, figures, timestamps and identifiers in it are fictional and were invented for illustration. It runs entirely in your browser; no real funds, bank accounts, or financial rails are involved.

5. Forward-looking statements

The status page describes technical roadmap intentions, not commitments. Planned milestones may be modified or reprioritized based on technical and regulatory findings.

6. Accuracy

The site is provided "as is" and "as available", without warranties of any kind, express or implied. To the fullest extent permitted by law, no liability is accepted for any reliance on this site.

7. Acceptable use

Do not attempt to gain unauthorised access to the site or its infrastructure, do not use it to transmit unlawful content via the contact form, and do not misrepresent affiliation with Sendy-Wave.

8. Intellectual property

The name, wordmark, site design, and written content are the property of Russell Boyd and Sendy-Wave. Third-party standards referenced on this site, including ISO 20022, belong to their respective owners.

9. Governing law

These terms are governed by the laws of the State of California, United States, and the state and federal courts located in California have exclusive jurisdiction over any dispute.

10. Contact

Questions about these terms: support@sendy-wave.bond.